Add Meaning to Protection

Not Your Average Life Insurance Organization

For 130 years, Royal Neighbors of America has helped families build legacies and support their communities.

Why agents choose Royal Neighbors:

Charitable Giving Rider¹ – At claim, we donate (lesser of 1% of life insurance certificate’s face amount or $1,000 ) to an eligible charity your client chooses at no additional premium
Member Programs² – Scholarships, member relief, grants, and more just for being a certficateowner
Financial Strength – A (Excellent) rating from AM Best³
Social Impact – Over $43.85 million in social good impact in 2024

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Charitable Giving Rider (Form Series 221113): This rider provides an additional Charitable Benefit Amount, to be paid by Royal Neighbors of America in a single lump sum to a charity chosen by the certificate owner at the time of the insured’s death. The charitable benefit amount will be the lesser of 1% of the face amount of the life insurance certificate, or $1,000. No additional premium required. Not available in all states.
Member Programs are provided at the discretion of Royal Neighbors of America and are not available in all states. Member Programs may be administered by a third party and are subject to change without notice. They are not part of any insurance or annuity contract and are not guaranteed. Insurance and annuity products should not be purchased for eligibility or maintenance of non-guaranteed membership programs. These products should only be purchased if they meet the financial needs of the applicant. Member programs are available at no extra cost. Approval is not guaranteed. Supplies are limited.
As of December 10, 2024, Royal Neighbors is rated A Excellent (3rd highest out of 13) by the AM Best Company for overall financial strength and ability to meet ongoing obligations to certificate holders. For the latest Best’s Credit Rating, access