Find the Cash Balance Opportunity in Your Book

You may already know business owners who fit the profile.

Cash Balance Plans can help qualifying business owners pursue significantly higher retirement contributions while creating meaningful tax advantages.

Look for Business Owners With:

  • $50K+ annual tax liability
  • $250K+ annual income
  • Fewer than 20 employees
  • Ability to contribute $60K–$80K+ annually
  • Consistent income to fund a plan for at least 5 years

The Lafayette Life Insurance Company does not provide legal or tax advice. The information herein is general and educational in nature and should not be considered legal or tax advice. Tax laws and regulations are complex and subject to change, which can materially impact investment results. Lafayette Life cannot guarantee that the information herein is accurate, complete, or timely. Lafayette Life makes no warranties with regard to such information or results obtained by its use, and disclaims any liability arising out of your use of, or any tax position taken in reliance on, such information. Please advise your customer to consult an attorney or tax professional regarding their specific situation. The Lafayette Life Insurance Company provides services to pension plans as outlined in a separate Administrative Services Agreement, and issues life insurance and annuity products that may be used as funding options. This material is for informational purposes only. Lafayette Life does not serve as plan administrator or fiduciary, nor does Lafayette Life or its representatives provide ERISA, legal or tax advice. Your personal or legal tax advisors should always be consulted and relied upon for advice. The Lafayette Life Insurance Company, Cincinnati, Ohio, operates in D.C. and all states except New York, and is a member of Western & Southern Financial Group, Inc.

LL-00047-A-2609

© 2026 Western & Southern Financial Group, Inc. All rights reserved.

No bank guarantee. Not a deposit. May lose value. Not FDIC/NCUA insured. Not insured by any federal government agency.

Financial Professional Use Only. Not For Public Use.